Auto Insurance in Moncks Corner, SC

The Carey Insurance LLC team is ready to help your company obtain appropriate commercial auto insurance at favorable rates. Contact us today to get coverage tailored to meet your organization’s unique needs.

What Are the Requirements for Commercial Auto Insurance In South Carolina?

South Carolina requires liability coverage, which may help protect your business in case of accidents causing bodily injury or property damage. Auto insurers must also offer uninsured motorist coverage.

Consult an experienced insurance agent or broker to determine your business’s specific coverage needs based on factors such as the type of vehicles you use, the nature of your operations and state regulations.

What’s the Difference Between On-hook Coverage and Cargo Coverage?

On-hook coverage typically applies to towing and wrecker businesses. It may help provide coverage for vehicles in tow, helping mitigate risks associated with damage or loss to vehicles while in transit.

Cargo coverage pertains to the goods or products transported by your commercial vehicles. It can help protect against cargo damage, theft or loss during transit, making it essential for businesses involved in transporting goods or merchandise.

Why Is Commercial Auto More Expensive Than Personal Auto?

Commercial vehicles are used for business purposes, which can increase the likelihood of accidents or claims. Insurance companies consider the frequency and nature of business usage when determining premiums.

Commercial auto insurance often requires specialized coverages such as cargo insurance, hired/non-owned auto coverage and additional liability protection. These added coverages contribute to higher insurance costs compared to personal auto policies.

Contact Us

Contact Carey Insurance LLC in Moncks Corner, South Carolina, to learn about your company’s commercial auto insurance options and get a quote.